frc-mcp

MCP server for FinanceRateCalc — query lender-level FHA denial statistics from the complete 2025 federal HMDA record. Historical observations, never individual predictions.

0 stars JavaScriptOthers Updated Aug 16, 2026

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Documentation

frc-mcp — FinanceRateCalc MCP Server

Query lender-level FHA denial statistics from the complete 2025 federal HMDA record

(1,217,297 credit decisions) directly from an AI agent.

Tools: `get_national_fha_stats` · `get_lender_denial_stats` · `list_lenders` ·

`get_state_denial_stats` · `get_door_effect_summary`

The red line: every figure is a historical aggregate. This server will never accept

borrower details or return individual approval predictions.

Remote (no install)

Streamable HTTP endpoint — connect any MCP client directly:

code

https://frc-mcp.ziyetis.workers.dev

Install (Claude Desktop / any MCP host)

json

{
  "mcpServers": {
    "financeratecalc": {
      "command": "npx",
      "args": ["-y", "frc-mcp"]
    }
  }
}

Data: CC BY 4.0, attribution to financeratecalc.com. Source of truth: public CFPB HMDA 2025

(loan_type 2; actions 1,2,3). Methodology: https://financeratecalc.com/about.html and SSRN 7156938.

Frequently asked questions

What is frc-mcp?

frc-mcp is MCP server for FinanceRateCalc — query lender-level FHA denial statistics from the complete 2025 federal HMDA record. Historical observations, never individual predictions.

How do I install frc-mcp?

Open the GitHub repository and follow its README. Most MCP servers are added to your client's MCP config, then called by your agent.

Is frc-mcp open source?

Yes — it is hosted on GitHub at https://github.com/financeratecalc/frc-mcp.

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